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Why Choose Us

Care Financial Services

Why Should You Choose Us?

Experience the Difference: Choose us for Our Expertise, Transparency, and Customer-Focused Approach. We’re Here to Help You Achieve Your Financial Goals.”

Commitment

Committed to Your Success: Our Team Works Tirelessly to Help You Achieve Your Financial Objectives, Every Step of the Way.

Transparency

Transparency is Key: We Believe in Open Communication and Full Disclosure to Build Trust with Our Customers

Respect

Respect is at the Heart of What We Do: Our Team is Dedicated to Treating Every Customer with Dignity, Understanding, and Professionalism

Passion

Passionate About Your Financial Future: We Bring a High Level of Energy, Enthusiasm, and Dedication to Helping You Reach Your Goals.

HOW IT WORKS

Why Care Financials?

Care Financials as learned from the name, the founders and promoters of the company wants the company to perform with a vision to bring some how different target oriented service approach to the poor, middle income class and marginalized segments of the society. The Founder & CEO of the company Muhammad Kamran has good experience of commercial branch banking & Micro Finance of Pakistan from where he has identified following financial gaps:

01

The teams of the banks sitting in branches network are being simply taught to bring as much viability as they can and to get maximum benefit from the staff, the operations staff sitting in banks is far less then the required level of service excellence for all. 

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02

The salaried income class is also suffering a lot because the space for savings is reduced with each passing day and particularly in last 01 year, the salaried income class is merely fulfilling its day-to-day household expenses. 

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03

In the last five years, commercial and medium enterprise lending has significantly decreased, except for government-subsidized schemes and SBP financing targets to avoid penalties from regulators.

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04

As an entrepreneur and founder of Care Financials, I’ve observed a critical surge in the demand for capital among small businesses in Pakistan over the past two years, exacerbated by inflation and rising operational costs.

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The banking sector in Pakistan most of the time has its pure commercial approach where the balance between the commercial and social aspects remains compromised. The teams of the banks sitting in branches network are being simply taught to bring as much viability as they can and to get maximum benefit from the staff, the operations staff sitting in banks is far less then the required level of service excellence for all. This brings the staff of branch banking to choose and give preference to the good business clients which normally starts from Rs. 1.5 Million deposits and Rs. 2.5 million loans. The clients/customers who falls below this category are not given the due attention/services as per the desired level of social and human dignity.

The salaried income class is also suffering a lot because the space for savings is reduced with each passing day and particularly in last 01 year, the salaried income class is merely fulfilling its day-to-day household expenses. In such circumstances when the savings are reduced or becoming negative, the risk of vulnerability in sudden and emergency needs arises which needs immediate addressel otherwise the family goes into financial back path from which it may takes years to come out and no one knows how much sacrifices they will make for their revival.   

Unfortunately, since the past 05 years the share of commercial and Medium enterprise lending has been reduced substantially or if practically speaking has been completely curtailed except the govt subsidized schemes or SBP financing targets to avoid penalties from the Regulator.

As an entrepreneur, the founder and investor of Care Financials has also felt that the need for capital particularly for small businesses has increased to highest ever required level in the history of Pakistan in the past 2 years in particular and in the past 7 years in general due to the inflation and increase in the operational expenses. This effect has adversely affected the small and medium businesses and their performance efficiency.

Important Announcement

Care Financial Services values the respect and safety of its customers. If Care Financials users are subject to abusive language, threats to privacy and safety, etc. by any of its staff members, you are encouraged to please inform us. Such actions shall not be tolerated by the management and board of Care Financial Services.

The loan granted by Care Financial Services is subject to our verification and your understanding. During the process of loan application and appraisal you have the complete right to ask as many questions as you want to make the best understanding about your loan and the applicable policies of CSF on it. For any queries, please do not hesitate to contact us; we will serve you wholeheartedly. The only and reliable way for repayment is through Token ID generated by CFS Head Office. Please never pay your loan amount to any personal bank account / Easypaisa / Jazz Cash account, etc. We do not hold responsibility for any payment made other than Care Financial Services’ token. 

Service Hotline: 0311 6616499 , 0316 5674800

Complaint Email: complaint@cfs-pk.com. 

Service Timing: 9AM-6PM, Monday to Friday.

Care Financial Services reserves the right of final interpretation for all the rules above.