Mr. Muhammad Kamran Awan is a distinguished banking and financial services professional with over 22 years of progressive experience in Pakistan’s financial sector. His career encompasses more than 10 years of extensive experience in Corporate and Commercial Banking, followed by over 11 years of leadership and executive management experience within the Non-Banking Financial Institution (NBFI/NBFC) sector, where he has successfully served in senior roles including Chief Financial Officer (CFO), Deputy Chief Executive Officer, and Chief Executive Officer. He holds a degree in Business Education and a degree in Economics from the University of the Punjab, along with an MPhil in Management Sciences. He is also an Acumen Fellow and holds an Executive Postgraduate Qualification in Leadership and Entrepreneurship from Acumen, USA, a globally renowned institution dedicated to developing leaders who address critical social and economic challenges. Mr. Awan further possesses the prestigious DAIBP (Diploma of Associate Institute of Bankers Pakistan) qualification in Banking and Finance from SBP-NIBAF, reflecting his strong professional foundation in banking, finance, governance, and risk management. As the Founder and Chief Executive Officer of Care Financial Services (CFS), he has played a pivotal role in establishing and scaling one of Pakistan's emerging microfinance institutions, driving innovation, financial inclusion, operational excellence, and responsible lending practices. Under his leadership, CFS continues to expand its outreach to underserved communities, empowering individuals and small businesses through accessible, customer-centric financial solutions.

Ms. Syeda Mehrab is a seasoned management professional with over 14 years of diversified professional experience spanning corporate administration, stakeholder management, strategic coordination, governance, institutional affairs, immigration consultancy services, and real estate development. Throughout her career, she has demonstrated exceptional leadership, organizational excellence, and a strong ability to build and maintain effective relationships with internal and external stakeholders. She possesses more than 7 years of extensive experience at Senior Management and Board Coordination levels, having served with some of Pakistan’s most reputable organizations, including Roots International Schools & Colleges, Beaconhouse School System, and Al-Shifa International Hospital, Pakistan’s Top Immigration Consultancy Services, and well-known Real Estate Builders company. Her professional journey reflects a proven track record of supporting executive leadership, managing high-level engagements, and facilitating effective communication between management, boards, regulators, partners, and other key stakeholders. Ms. Mehrab holds a Business Management and Administration Degree, from a well-reputed university, providing her with a strong academic foundation in organizational management, strategic planning, and corporate governance. As Coordinator – Internal & External Affairs at Care Financial Services (CFS), she plays a pivotal role in strengthening institutional coordination, stakeholder engagement, corporate communications, and executive support functions. Her professionalism, strategic insight, and commitment to excellence make her a valuable asset to the organization and an integral member of the CFS Senior Management Team. Through her dedication and expertise, she continues to contribute significantly towards the institution’s growth, governance, and long-term sustainability.

Ms. Yumna Fatima Rizvi is a qualified legal professional and graduate of Quaid-i-Azam University, holding a degree in Law. She began her career in corporate and civil law, developing a strong foundation in legal practice, regulatory affairs and corporate governance. Since joining Care Financial Services in January 2024, she has played a pivotal role in strengthening the organization's legal, corporate, compliance, and operational frameworks. Her ability to navigate diverse functions has enabled her to make significant contributions across Legal Affairs, Corporate Affairs, Regulatory Compliance and Microfinance Operations. In addition to her executive responsibilities, she serves as the Company Secretary to the Board of Directors, where she supports effective corporate governance, regulatory compliance and board administration. Recognized for her professionalism, dedication and multidisciplinary expertise, she is regarded as a key contributor to the company's growth and a valued long-term asset to the organization.

Mr. Kaleemullah is an accomplished finance and microfinance professional with over 15 years of diverse experience in risk management, compliance, internal controls and financial operations. He holds a Master’s degree in Economics and has developed extensive expertise in strengthening governance frameworks, managing institutional risk and ensuring regulatory compliance within the financial services sector. As the Head of Risk & Compliance at Care Financial Services (CFS), Mr. Malik is responsible for overseeing the organization’s enterprise risk management and compliance functions. He leads the development and implementation of risk management strategies, compliance frameworks and monitoring mechanisms that support sound governance, operational integrity and sustainable growth. Throughout his career, Mr. Malik has played a key role in enhancing internal control environments, improving risk assessment processes and promoting a culture of transparency, accountability and ethical business practices. His strong analytical capabilities and strategic approach enable the organization to effectively identify, evaluate and mitigate financial, operational and regulatory risks. With a deep understanding of the microfinance industry and evolving regulatory requirements, Mr. Malik remains committed to strengthening institutional resilience, safeguarding stakeholder interests and supporting Care Financial Services’ mission of delivering responsible and inclusive financial services to underserved communities across Pakistan.

Mr. Muhammad Shahzad Ali is a CA Finalist with over 5 years of professional experience in audit, accounting, finance, taxation, and regulatory compliance. He has worked across NBFCs, listed entities, public interest entities, and NGOs, with expertise in financial reporting, budgeting, internal controls, statutory compliance, and audit engagements. He leads the finance function at Care Financial Services (Private) Limited, overseeing financial reporting, tax compliance, loan portfolio reconciliation and regulatory submissions to the SECP and SBP. He presents financial results to the Board of Directors and has led the integration of the company’s MIS and ERP systems.

Ms. Sadia Shah holds an M.Com in Finance. She gained valuable experience in the finance sector from September 2018 to June 2022, strengthening her expertise in both finance and education. She later served as Manager Accountant at Teknoaids Pvt. Ltd. from August 2022 to December 2023, where she developed strong practical skills in accounting and financial management. Since January 2024, she has been working as Head of HR and Administration at Care Financial Services (CFS), where she continues to contribute her diverse professional expertise.